The Peoples State Bank
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The Peoples State Bank Online Banking Privacy Policy

Respect of Right to Privacy
At The Peoples State Bank, the basis of each customer relationship is trust. You have chosen to do business with us and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. The safekeeping of customer information is a priority for The Peoples State Bank. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined below.

Collection and Use of Personal Information
We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from a consumer reporting agency.
We will limit the use and collection of information about our customers to that which is necessary to administer our business, provide superior service, and offer opportunities that we think will benefit our customers.

Maintenance of Accurate Information
We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.

Limitations on Employee Access to Information
We restrict access to nonpublic personal information about you to "those employees who need to know that information to provide products or services to you". Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles. Because of the importance of these issues, all Peoples State Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Principles will be subject to disciplinary measures.

Protection of Information via Established Security Procedures
The Peoples State Bank is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Restrictions on the Disclosure of Account Information
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Use of Medical Information
We do not share medical or health information about you with any outside party. Any medical or health information you furnish The Peoples State Bank is used only for the purpose of processing transactions or to provide services that you have requested or initiated.
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