Universal NOW Account
- $1,000.00 minimum to open & obtain Annual Percentage Yield (APY)
- Unlimited check writing
- Tiered interest rates based on average rate reported from previous month's 13 week U.S. Treasury Bill auctions; Interest Rate and APY may change after opening the account
- Monthly service charge if balance falls below $1,000: 11.50 plus .30 per check (fees could reduce earnings)
- Available to individuals, non-profit organization, governmental units, and sole proprietorships
- Check safekeeping (checks will not be returned with monthly statement)
- Interest rate & APY are updated daily & reflect today's date
|
Daily Balance |
Interest Rate % |
APY % |
|
$0 - $9,999.99 |
1.25 |
.1.26 |
|
$10,000 - $24,999.99 |
1.00 |
1.00 |
|
$25,000 - $49,999.99 |
1.00 |
1.00 |
|
$50,000 - $99,999.99 |
1.00 |
1.00 |
|
$100,000.00 and up |
1.02 |
1.02 |
Truth in Savings Disclosure |
Funds Availability Policy |
Deposit Account Rules | Electronic Funds Transfer Agreement and Disclosure
|
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|
