The Peoples State Bank
Personal Banking
Online Banking Personal Banking Business Banking
Standard Individual Retirement Accounts
  • $500.00 minimum deposit to open
  • Interest paid monthly
  • Early withdrawal penalty may invade principal
  • Interest rate & Annual Percentage Yield are updated daily & reflect today's date
Term Interest Rate % APY %
2 Year Variable 3.00 3.04
2 Year Fixed 3.00 3.04
4 Year Variable 3.00 3.04
4 Year Fixed 3.00 3.04
Truth in Savings Disclosure | Funds Availability Policy | Deposit Account Rules
Electronic Funds Transfer Agreement and Disclosure


Roth IRA

  • $500.00 minimum deposit to open
  • Interest paid monthly
  • Early withdrawal penalty may invade principal
  • Interest rate & Annual Percentage Yield are updated daily & reflect today's date
Term Interest Rate % APY %
2 Year Variable 3.00 3.04
2 Year Fixed 3.00 3.04
4 Year Variable 3.00 3.04
4 Year Fixed 3.00 3.04

Truth in Savings Disclosure | Funds Availability Policy | Deposit Account Rules
Electronic Funds Transfer Agreement and Disclosure


Education IRA

  • $25.00 minimum deposit to open
  • Interest paid monthly
  • See Student Saver CD for current rate
  • Early withdrawal penalty may invade principal
Truth in Savings Disclosure | Funds Availability Policy | Deposit Account Rules
Electronic Funds Transfer Agreement and Disclosure
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